There are multiple ways that you can recover compensation after a car accident. Generally, we start by filing a claim with the at-fault party’s insurance provider. If the driver who hit you is insured with Progressive, we will need to deal with Progressive’s insurance adjusters to investigate the claim, negotiate your settlement, and get you the financial compensation you are entitled to.
However, we strongly discourage you from speaking with the insurance company without your Houston car accident lawyer from Goldenzweig Law Group, PLLC by your side. Anything you say to the insurance company could be misconstrued or used against you to reduce or deny your payout. With that in mind, here are our essential tips for how to deal with a Progressive car accident claim:
Filing a Progressive Car Accident Insurance Claim
If you hope to get the most out of your Progressive car accident insurance claim, the steps you take immediately following the accident are going to have a profound impact. With that in mind, here are the most important things you should do following your collision:
Call the Police
Do not wait to call the police for help. You need to get law enforcement to the accident scene as soon as possible so they can document the collision and file a crash report. This police report will have a significant impact on your case, especially if we can use it as evidence to establish the defendant’s liability for your damages.
Texas follows proportionate responsibility laws as outlined in Tex. Civ. Pract. & Proc. Code § 33.001 which means if you share some fault for the collision, your settlement may be reduced by your percentage of fault. A common tactic of liable parties and insurance providers is to attempt to blame car accident victims to reduce their financial culpability. The police’s crash report is critical to proving to Progressive that the defendant was responsible for causing the wreck.
Get Medical Help
As soon as emergency responders arrive, you should get medical treatment. You might not be aware of how serious your injuries are if adrenaline is putting your body into a state of shock. Once your body starts to relax, only then will you begin to feel the full impact of the injuries you have suffered. You do not want to be alone or at home when this happens. Being surrounded by trusted healthcare providers is the best way to not only get the treatment you need but also to record the injuries you sustained and build powerful evidence against whoever is responsible for causing the accident.
Document the Accident Scene
While waiting for emergency responders, do what you can to collect supporting evidence. You might want to use your phone to take photos of the weather conditions, vehicle damages, traffic conditions, your injuries, and anything else that might seem relevant, such as skidmarks on the roadway.
You should also reach out to witnesses or bystanders to the accident. If you can get their names and contact information, your Houston truck accident lawyer can reach out and ask them to testify on your behalf or provide a statement that can be provided to Progressive when you file your insurance claim.
Contact a Car Accident Lawyer to Start Working on Your Case
Either at the accident scene or once you get to your hospital room, do not hesitate to call your car accident attorney with Goldenzweig Law Group, PLLC for help. We can meet you at your convenience or even schedule a virtual consultation if that is easier for you and your family.
However, we need to get started as soon as possible. Progressive sets its own claim filing deadlines, so the sooner we file, the stronger your chances of recovering the fair compensation you deserve.
Notify Progressive
After you have hired a lawyer, we can file your car accident insurance claim with Progressive. There are a couple of ways we can do this. Since Texas follows fault insurance laws under Transportation Code Chapter 601. Motor Vehicle Safety Responsibility Act, we will be filing a claim against the driver who hit you or any other liable party. We may be able to call the Progressive customer service number or submit your claim through their app or website.
Our team can handle the claim filing process on your behalf so you can focus more of your time and energy on healing. We will ensure Progressive insurance adjusters have the information and evidence they need to investigate and process your claim promptly.
Review Your Settlement Offer
After Progressive has reviewed your claim, they will make their settlement offer. Do not expect the settlement offer to cover the total value of your damages. Instead, they will likely attempt to lowball you or pay you considerably less than your damages are worth. Fortunately, our team is here to protect you from being taken advantage of and will ensure Progressive is held accountable to its obligations as described in the liable party’s insurance policy terms.
Trust In a High-Powered Car Accident Lawyer With Goldenzweig Law Group
Although Progressive will be expected to compensate you based on their policyholder’s policy terms, that does not mean they will settle your claim without putting up a fight. Unfortunately, Progressive, like all insurance companies, will lose money by paying out on your claim. This means it is to their benefit to reduce your settlement or deny claims wherever possible. Fortunately, when you have a top-rated Houston personal injury attorney from Goldenzweig Law Group, PLLC working for you, you do not need to worry about being taken advantage of.
We will prevent Progressive insurance adjusters from minimizing your settlement without just cause. Our team will do everything possible to ensure you receive the fair compensation you deserve. When you are ready to take action on your Progressive insurance claim or move forward with a personal injury lawsuit, do not hesitate to contact our legal team by phone or through our secured contact form to schedule a free, no-obligation consultation as soon as today.
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