Not all employers in Texas are required to carry workers’ compensation insurance. These non-subscriber employers operate outside the state’s traditional workers’ compensation system, leaving injured workers to pursue different legal options for compensation. Understanding what a non-subscriber work injury entails can be critical to protecting your rights and securing the compensation you need to recover.
Your experienced work injury lawyer in Texas from Goldenzweig Law Group, PLLC is committed to helping employees injured under non-subscriber employers understand their rights and legal options. If you have been hurt on the job, knowing the distinctions between standard workers’ compensation cases and non-subscriber claims can make all the difference in your recovery journey.
What Is a Non-Subscriber Work Injury?
A non-subscriber work injury occurs when an employee is hurt on the job while working for an employer that has opted out of Texas’s workers’ compensation system. Unlike traditional workers’ compensation claims, which provide guaranteed benefits regardless of fault, non-subscriber cases often require injured employees to pursue compensation through personal injury lawsuits. These claims place the burden on the employee to prove the employer’s negligence caused their injury.
Non-subscriber employers take on significant risks by choosing not to carry workers’ compensation insurance. Without this coverage, they expose themselves to direct legal action from injured employees. While this may allow employees to pursue higher compensation than what is typically available under workers’ compensation, the process can be more complex and require strong evidence to support a claim.
Common Non-Subscriber Workplace Injuries
Workplace injuries under non-subscriber employers can vary widely in severity and type. Below are some of the most frequent injuries:
Physical Injuries
- Broken bones or fractures – Caused by falls, equipment mishandling, or unsafe work environments.
- Burns or chemical exposure – Resulting from inadequate safety measures in hazardous workplaces.
- Back injuries or repetitive strain injuries – Linked to improper lifting techniques or poorly designed workstations.
Psychological Harm
- Anxiety or post-traumatic stress disorder (PTSD) – Stemming from unsafe or hostile work conditions, especially in high-stress environments.
Long-Term Illnesses:
- Respiratory conditions – Often caused by prolonged exposure to hazardous substances, such as asbestos or chemicals.
- Chronic pain or mobility issues – Resulting from untreated workplace injuries.
Employee Rights in Non-Subscriber Work Injury Cases
Injured employees of non-subscriber employers have specific legal rights to pursue compensation. Understanding these rights can make all the difference in achieving a successful outcome.
Unlike workers covered by traditional workers’ compensation, employees injured under non-subscriber employers can file personal injury lawsuits to seek compensation. This allows workers to recover damages for negligence-related injuries.
Get Help From a Trusted Workers’ Compensation Lawyer at Goldenzweig Law Group
If you have been injured while working for a non-subscriber employer in Texas, you don’t have to face the challenges alone. At Goldenzweig Law Group, PLLC, our experienced personal injury attorneys are dedicated to helping injured workers fight for the justice and compensation they deserve. From gathering evidence to building a compelling case, we’re here to support you every step of the way.
Take the first step toward protecting your rights. Call our law firm today or fill out our online contact form to schedule your free consultation.
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What is a Non-Subscriber Work Injury in Texas?
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