What if the other driver doesn’t have insurance?
If an uninsured driver crashes into you, you won’t be able to file a claim with the at-fault driver’s insurance company. However, you may have other options for recovery.
You may be able to hold the at-fault driver responsible for your damages without insurance. Your attorney can investigate the at-fault driver and see if any outlets for recovery exist. For instance, the driver’s employer could be liable for your accident if the driver was on-duty at the time of the crash.
An experienced lawyer will also review your own insurance policy to see whether you may be entitled to file a claim under your uninsured motorist coverage.